Opp Loans wins by emphasizing affordability and capacity to repay, rather than APR.

Opp Loans wins by emphasizing affordability and capacity to repay, rather than APR. It would appear that the country’s various regulatory systems have actually converged at an arbitrary 36% APR as opposed to doing step-by-step affordability and reasonableness studies. Why 36% and never 39%, or 204%? Think about providing exactly what the marketplace needs, provided […]

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